Worker's Compensation rates may be headed upwards as more insurance companies are starting to loose money on this line of business. I have talked with several company representatives lately who indicate that worker's compensation rates may rise on renewal. Increased medical costs attribute to a lot of the cost. Businesses who have good worker's compensation loss ratio's will be less effected than those with a lot of losses. A good safety program is a must. The guy in our photo is not one of the preferred risk types that insurance companies look for.