http://www.bolanderianni.com/blog/View Bolander and Ianni Insurance's Website Blogen-uspostmaster@www.bolanderianni.comInsurance Website Builder - www.insurancewebsitebuilder.comurn:uuid:151cf6e4-2ac9-48fb-b790-ccf31782b83durn:uuid:5117d199-b163-40e7-bfef-2c89e2d4abaeA lot of folks have businesses in their homes and don't realize the risk they are putting themselves at by not having proper insurance coverage.&nbsp; The typical Homeowner's policy has very limited coverage if any for a home business.&nbsp; We recen...Fri, 17 Feb 2012 15:49:17 -0600A lot of folks have businesses in their homes and don't realize the risk they are putting themselves at by not having proper insurance coverage.&nbsp; The typical Homeowner's policy has very limited coverage if any for a home business.&nbsp; We recently spoke with a person who had a small daycare in her home.&nbsp; She had no idea that if one of the children she looked after were hurt on her primises the would likely be no coverage on her homeowner's policy or personal umbrella.&nbsp; The particular company she was with could offer additional liability coverage for that, but she didn't have it.<br /> <br /> Then there was the Mary Kay consultant that had over $12,000 of product in her home.&nbsp; Guess what? &nbsp;No coverage.&nbsp; If you are running a business from your home you need to investigate what insurance you need.&nbsp; If you haven't addressed this issue chances are you have no coverage.urn:uuid:5215eeea-d259-450d-b1d3-9853cf76a8fcWow, I got the nicest note today about Sue Hudson who is a customer service agent for our company.&nbsp; I wanted to share it. "My agent (Sue) was very helpful with my policy.&nbsp; She made sure I was taken care of and took extra time to find the r...Wed, 01 Feb 2012 15:20:35 -0600Wow, I got the nicest note today about Sue Hudson who is a customer service agent for our company.&nbsp; I wanted to share it.<br /> <br /> "My agent (Sue) was very helpful with my policy.&nbsp; She made sure I was taken care of and took extra time to find the right insurance for my needs. I would be happy to tell other people how helpful Sue was."<br /> <br /> Thank You So Much,<br /> Steven Miller<br /> <br /> We try our best to give you that wow experience and we are all extremely proud of Sue at our agency.urn:uuid:43437ad6-abd3-40bf-991f-0c6812f1113aHitting a $200,000 Bentley, $100,000 Porsche or even a $50,000 Infinity with you car is probably a headach you could do without., especially if you've bought the cheapest car insurance around.&nbsp; The cheapie policies get that way because the provi...Mon, 23 Jan 2012 15:40:36 -0600Hitting a $200,000 Bentley, $100,000 Porsche or even a $50,000 Infinity with you car is probably a headach you could do without., especially if you've bought the cheapest car insurance around.&nbsp; The cheapie policies get that way because the provide the barest amount of coverage possible.<br /> <br /> This information is from a Fox News report.&nbsp; If you would like our free report on 11 ways to save money on your car insurance click on this link.&nbsp; <a href="http://bolander.protectyoubetter.org/Research-Center/Car-Insurance-11-Money-Tips.aspx" target="blank">http://bolander.protectyoubetter.org/Research-Center/Car-Insurance-11-Money-Tips.aspx</a>urn:uuid:b41809c8-c3bb-4f00-9a6f-ae93517a8832We recently signed to represent Consurmer's Insurance whose area of speciality is wrecker services, used car dealers and repair shops.&nbsp; We are excited at the opportunity this gives us to expand our markets.Tue, 20 Dec 2011 12:44:34 -0600We recently signed to represent Consurmer's Insurance whose area of speciality is wrecker services, used car dealers and repair shops.&nbsp; We are excited at the opportunity this gives us to expand our markets.urn:uuid:abe7d672-67f8-4b83-b0aa-589d42de51e8<img src='http://www.bolanderianni.com/img/%7Ewww.bolanderianni.com/wow%20izzi_edited.jpg' align='left' />Why Haven't You Called My Grandpa? &nbsp; What are you waiting for? Call Bolander Ianni Insurance today! We will find you the best auto insurance with the best coverage &amp; lowest rates. Own a home? We can save you money each year on your homeow...Sun, 04 Dec 2011 18:52:07 -0600<div style="text-align: center;"><span style="font-size: 24px;">Why Haven't You Called My Grandpa?</span><br /> &nbsp; <img alt="" height="264" width="197" src="/img/%7Ewww.bolanderianni.com/wow%20izzi_edited.jpg" /><br /> <br /> <div style="text-align: left;"> <p>What are you waiting for? Call Bolander Ianni Insurance today! We will find you the <span style="text-decoration: underline; color: #c00000;">best auto insurance</span> with the best coverage &amp; lowest rates. Own a home? We can save you money each year on your homeowners insurance. We shop around to find you the <span style="text-decoration: underline; color: #c00000;">best home insurance</span> policy possible.</p> <p>Bolander Ianni Insurance offers the <span style="color: #1f497d;">best insurance</span> you can find, with service you can&rsquo;t find anywhere else. Give us a call today and we&rsquo;ll find the right policy for you.</p> <p><strong>Give Us A Call Toll Free: 800-899-7775</strong></p> </div> </div>urn:uuid:7415db8c-531b-408a-9631-22673d1f2756Hmmm, I have had several calls recently from friends and clients wanting Medicare Supplements.&nbsp; Is it be because I am growing older along with them or is it because I offer great rates with Mutual of Omaha and Anthem???Fri, 18 Nov 2011 19:39:46 -0600Hmmm, I have had several calls recently from friends and clients wanting Medicare Supplements.&nbsp; Is it be because I am growing older along with them or is it because I offer great rates with Mutual of Omaha and Anthem???urn:uuid:2bc12e15-4676-43e6-b520-26629dfa80dcIt's getting colder.&nbsp; If you haven't already brought your garden hoses in, now is the time to do it.&nbsp;Wed, 09 Nov 2011 14:54:43 -0600It's getting colder.&nbsp; If you haven't already brought your garden hoses in, now is the time to do it.&nbsp;urn:uuid:9b9fa8a3-692d-41c4-b692-123e252962f6Just got a reminder from one of my contractor insurance clients that does snowplowing to mark the driveway with reflectors so they will know where to push snow this winter.&nbsp; Wow, it seems early to think about it, but Christmas is 9 weeks away. :...Thu, 20 Oct 2011 15:10:47 -0500Just got a reminder from one of my contractor insurance clients that does snowplowing to mark the driveway with reflectors so they will know where to push snow this winter.&nbsp; Wow, it seems early to think about it, but Christmas is 9 weeks away. :)urn:uuid:899bcf20-c4de-4a3c-bc61-9007379d339eJust a reminder that many Indianapolis General Contractors have to get their Contractor's License Bond with the city of Indianapolis renewed on 12-31-2011.&nbsp; We sell two year bonds as well as short term bonds. Of course we are your center for Ge...Wed, 19 Oct 2011 12:50:25 -0500Just a reminder that many Indianapolis General Contractors have to get their Contractor's License Bond with the city of Indianapolis renewed on 12-31-2011.&nbsp; We sell two year bonds as well as short term bonds.<br /> <br /> Of course we are your center for General Liability and Commercial Auto Insurance as wellurn:uuid:50fcbba9-6b22-4379-9ae5-a8f76443e4bdWe had a series of thefts in our neighbohood overnight.&nbsp; Several homeowners came up with missing property.&nbsp; What did they all have in common?&nbsp; They left their service doors to the garage unlocked.&nbsp; The good news there has been a s...Mon, 03 Oct 2011 10:17:07 -0500We had a series of thefts in our neighbohood overnight.&nbsp; Several homeowners came up with missing property.&nbsp; What did they all have in common?&nbsp; They left their service doors to the garage unlocked.&nbsp; The good news there has been a suspect captured and most will get their property back.&nbsp; I can't stress enough the importance of locking your doors at night.urn:uuid:42bdd39d-b897-4feb-9f3c-148f48d5efbeMany people think if they are a little overweight or have type 2 diabetes that they can't get life insurance.&nbsp; We have several companies that may be able to provide you with life insurance with a minimal of hassle.&nbsp; In many cases we can wri...Wed, 21 Sep 2011 19:35:41 -0500Many people think if they are a little overweight or have type 2 diabetes that they can't get life insurance.&nbsp; We have several companies that may be able to provide you with life insurance with a minimal of hassle.&nbsp; In many cases we can write a policy without a physical up to $95,000.&nbsp;urn:uuid:065047db-be84-4b0e-aee6-865122163646<img src='http://ih.constantcontact.com/fs065/1102608312874/img/228.jpg' align='left' />Governor Mitch Daniels declared September Life Insurance Awareness Month. The proclamation is below. Tue, 06 Sep 2011 19:14:19 -0500<img alt="" /><span style="font-size: 13px;">Governor Mitch Daniels declared September Life Insurance Awareness Month. The proclamation is below.<br /> <img width="581" name="ACCOUNT.IMAGE.228" alt="LIAM proclamation" src="http://ih.constantcontact.com/fs065/1102608312874/img/228.jpg" id="_x0000_i1025" style="margin-top: 5px; margin-bottom: 5px; border-width: 0px; border-style: solid;" /><br /> </span>urn:uuid:a7e4c455-36c6-4394-b328-8e19c7bdacacI just figured out how to get a "Like" button put on our website for Facebook.&nbsp; The site is www.bolanderinsurance.com and the button is at the bottom.&nbsp; Feel free to check it out and push the button. :)&nbsp;Mon, 15 Aug 2011 10:48:18 -0500I just figured out how to get a "Like" button put on our website for Facebook.&nbsp; The site is <a href="http://www.bolanderinsurance.com">www.bolanderinsurance.com</a> and the button is at the bottom.&nbsp; Feel free to check it out and push the button. :)&nbsp;urn:uuid:d195d8d8-80bb-47f0-88b5-cf6aecc1af81I have been trying to create a fan page for Facebook for the agency and am frustrated.&nbsp; I'm not sure if it works or not.&nbsp;&nbsp;I think&nbsp;maybe I have accidentally created two, the other one being&nbsp;under Bolander Insurance.&nbsp; I gu...Thu, 21 Jul 2011 15:44:30 -0500I have been trying to create a fan page for Facebook for the agency and am frustrated.&nbsp; I'm not sure if it works or not.&nbsp;&nbsp;I think&nbsp;maybe I have accidentally created two, the other one being&nbsp;under Bolander Insurance.&nbsp; I guess I can't have too many fans.&nbsp; Actually I would settle for just one or two :)urn:uuid:4212f68b-09f0-42c9-9c9d-4a4e19baa6e7The AC at the office is working again thanks to our client Jimmy Flowers at AmCon Heating and Air.&nbsp; Everyone was a little out of sorts Monday and part of Tuesday, but we are cool and collected today.!!Wed, 20 Jul 2011 15:32:34 -0500The AC at the office is working again thanks to our client Jimmy Flowers at AmCon Heating and Air.&nbsp; Everyone was a little out of sorts Monday and part of Tuesday, but we are cool and collected today.!!urn:uuid:a84bec22-01cf-431d-85d0-c3a02e4df37cJust a reminder with the rising price of gold if you have jewelry that is scheduled on your homeowner's policy it might be good idea to get it reappraised to keep up with current valuesTue, 17 May 2011 14:26:15 -0500Just a reminder with the rising price of gold if you have jewelry that is scheduled on your homeowner's policy it might be good idea to get it reappraised to keep up with current valuesurn:uuid:b30800b3-7e19-490b-9b5f-d9379616962bJust want to remind everyone with the warm weather there are going to be a lot more motorcycles on the road.&nbsp; Be aware and watch out for them.&nbsp; Using a little caution can prevent serious accidents.Fri, 13 May 2011 16:01:21 -0500Just want to remind everyone with the warm weather there are going to be a lot more motorcycles on the road.&nbsp; Be aware and watch out for them.&nbsp; Using a little caution can prevent serious accidents.urn:uuid:095fcd22-417f-4814-8982-2b973c2a17ca<img src='http://blog.gdiinsurance.com/files/2011/04/plumbing-slob.jpg' align='left' />Worker's Compensation rates may be headed upwards as more insurance companies are starting to loose money on this line of business.&nbsp; I have talked with several company representatives lately who indicate that worker's compensation rates may rise...Fri, 08 Apr 2011 15:54:06 -0500Worker's Compensation rates may be headed upwards as more insurance companies are starting to loose money on this line of business.&nbsp; I have talked with several company representatives lately who indicate that worker's compensation rates may rise on renewal.&nbsp; Increased medical costs attribute to a lot of the cost.&nbsp; Businesses who have good worker's compensation loss ratio's will be less effected than those with a lot of losses.&nbsp; A good safety program is a must.&nbsp; The guy in our photo is not one of the preferred risk types that insurance companies look for.<br /> <br /> <div style="text-align: left;"><img alt="" width="141" height="210" src="http://blog.gdiinsurance.com/files/2011/04/plumbing-slob.jpg" /></div>urn:uuid:81bc285b-68c7-43ba-ac33-19592dc64ee9The past two weeks a lot of people have been enjoying spring break.&nbsp; Many have gone to Florida or other points south.&nbsp; With this increased traffic comes increased highway danger.&nbsp; We want to see all of our clients and friends make thei...Fri, 01 Apr 2011 12:46:26 -0500The past two weeks a lot of people have been enjoying spring break.&nbsp; Many have gone to Florida or other points south.&nbsp; With this increased traffic comes increased highway danger.&nbsp; We want to see all of our clients and friends make their journey as safe as possible.&nbsp; A few tips.&nbsp; It is hard to drive tired.&nbsp; If you feel your self getting sleepy pull of at a rest stop and walk around a bit. Many times a break like this will refresh you some.&nbsp; One of the biggest problems in heavy traffic is following two closely.&nbsp; Allow adequate room between you and the car in front of you.&nbsp; If someone is on your bumper allow a little extra so if traffic in front stops you have a chance to stop without getting rear ended.urn:uuid:9d8eef3e-3023-4c44-8c7f-339509060e08I just downloaded a neat app on my Android called GasBuddy.&nbsp; It tells you where the cheapest gas in your zip code is.&nbsp; It's sort of like shopping for Insurance at Bolander Insurance.&nbsp; We look around and get you the best deal for insura...Mon, 28 Mar 2011 15:27:34 -0500I just downloaded a neat app on my Android called GasBuddy.&nbsp; It tells you where the cheapest gas in your zip code is.&nbsp; It's sort of like shopping for Insurance at Bolander Insurance.&nbsp; We look around and get you the best deal for insurance in you neighborhood, whether it be car, home, life, boat motorcycle, or RV.urn:uuid:9131c4e6-8afd-4f8e-8f29-401d92dcc97fAfter my last blog about weather and flooding, channel 13 interviewed me about that subject.&nbsp; You can see a link to that on the home page of our website.Fri, 18 Mar 2011 12:33:23 -0500After my last blog about weather and flooding, channel 13 interviewed me about that subject.&nbsp; You can see a link to that on the home page of our website.urn:uuid:ebc0527f-c70c-404f-a818-97f7caeef25aWater, Water Water everywhere.&nbsp; Here are a couple of situations that come up when we have heavy downpours like we had last night.&nbsp; What sort of insurance coverage do you need when water comes into your house or basement?&nbsp; The answer de...Mon, 28 Feb 2011 09:57:22 -0600Water, Water Water everywhere.&nbsp; Here are a couple of situations that come up when we have heavy downpours like we had last night.&nbsp; What sort of insurance coverage do you need when water comes into your house or basement?&nbsp; The answer depends on how it came in.&nbsp; If it is sudden&nbsp; overflow of surface water, that is considered a flood and the only way to have insurance protection for that is through flood insurance. We offer flood insurance through the National Flood Insurance Program.&nbsp; The NFIP is managed through the Federal Government.&nbsp; Prices in low flood areas start as low as $129, but you don't get much for that.<br /> <br /> The other type of water loss we see is back up through your sewer or sump pump.&nbsp; This can be covered through an endorsement to your homeowner's policy.&nbsp; Many of our companies offer a basic endorsement with $5,000 worth of coverage, but you can add more for an additional premium.&nbsp; It's an important consideration especially if you have a finished basement. &nbsp; <br /> <br /> One coverage that isn't available is for water seeping through basement walls when the water builds up in the ground and seeps in.urn:uuid:84cfb2f6-351c-4232-9f3e-210738031a57<img src='file:///C:/DOCUME%7E1/Bill2/LOCALS%7E1/Temp/moz-screenshot.png' align='left' />An Ice dam is a ridge of ice that forms at the edge of a roof and prevents melting snow from draining off the roof. The water backs up behind the dam and can leak into a home and cause damage to walls, ceilings, insulation and other areas. An Ice Dam...Sun, 06 Feb 2011 15:15:44 -0600<img alt="" src="file:///C:/DOCUME%7E1/Bill2/LOCALS%7E1/Temp/moz-screenshot.png" /><img alt="" src="file:///C:/DOCUME%7E1/Bill2/LOCALS%7E1/Temp/moz-screenshot-1.png" />An Ice dam is a ridge of ice that forms at the edge of a roof and prevents melting snow from draining off the roof. The water backs up behind the dam and can leak into a home and cause damage to walls, ceilings, insulation and other areas. An Ice Dam is usually caused when the attic temperature is warmer than the outside air.&nbsp; This generally is caused by not enough insulation or heat leaking from the house into the attic like around a light fixture or bath room fan. <br /> Once you get an ice dam and have some leaking there is usually nothing you can do until it melts.&nbsp; If you get up on the roof and start chipping away, you run the risk of doing more damage than you would have had if you leave it alone until it melts.&nbsp; Not to mention damage to you if you fall off.&nbsp; If you do notice a spot on your ceiling that is starting to expand, it might be advisable to poke a hole in the dry wall and let drip down into a bucket rather than spread and the whole ceiling come down.<br /> <br /> I have a more in depth article on this whole situation. Just email me at bbolander@bolanderianni.com and I will get it too you.urn:uuid:f5055419-859b-41c1-91b7-597e8ead128fEvery New Year starts with good intentions that seem to fizzle out with the passing of time. But here&rsquo;s something you can do that should be easy to stick to: Think Green! Whether you believe in climate change or not, there are so many small thi...Thu, 20 Jan 2011 13:18:33 -0600<p style="margin-bottom: 3pt; text-align: justify;"><strong>Every New Year starts with good intentions that seem to fizzle out with the passing of time. But here&rsquo;s something you can do that should be easy to stick to: Think Green! Whether you believe in climate change or not, there are so many small things we all can do that can help the environment, our health, and pockets. Here are a few ideas to get you started:</strong></p> <p style="margin: 0in 0in 3pt 14.2pt; text-align: justify; text-indent: -14.2pt;">&uuml; <strong>Get to know and make the most of all the recycling services offered by your local disposal company.</strong></p> <p style="margin: 0in 0in 3pt 14.2pt; text-align: justify; text-indent: -14.2pt;">&uuml; <strong>If you have a yard, compost all waste vegetables, coffee grounds, egg shells, leaves and clippings.</strong></p> <p style="margin: 0in 0in 3pt 14.2pt; text-align: justify; text-indent: -14.2pt;">&uuml; <strong>Turn down your heater thermostat by a degree or two and wear warm clothes.</strong></p> <p style="margin: 0in 0in 3pt 14.2pt; text-align: justify; text-indent: -14.2pt;">&uuml; <strong>Ease back on the gas pedal when you drive; accelerate gradually.</strong></p> <p style="margin: 0in 0in 3pt 14.2pt; text-align: justify; text-indent: -14.2pt;">&uuml; <strong>Think about walking or cycling to nearby places you usually drive to.</strong></p> <p style="margin: 0in 0in 3pt 14.2pt; text-align: justify; text-indent: -14.2pt;">&uuml; <strong>When shopping, look for products with recyclable or reduced packaging.</strong></p> <p style="margin: 0in 0in 3pt 14.2pt; text-align: justify; text-indent: -14.2pt;">&uuml; <strong>Switch off computers and appliances when not in use. Devices in &ldquo;stand-by&rdquo; mode still use power.</strong></p> <p style="margin: 0in 0in 3pt 14.2pt; text-align: justify; text-indent: -14.2pt;">&uuml; <strong>Make a point of learning more about being green. Visit: www.epa.gov</strong></p>urn:uuid:ddf591ce-7bd3-4f0d-a705-76172312bd87<img src='http://www.bolanderianni.com/img/%7Ewww.bolanderianni.com/Charles%20Cave%20$500%20winner.jpg' align='left' /> Pictured Left to Right, Becky Bolander, Charles Cave, Bill Bolander We were happy to give $500 of cold hard cash to Charles Cave of Indianapolis.&nbsp; Charles was the winner of our customer referral contest for 2010.&nbsp; We have decided to run i...Tue, 28 Dec 2010 15:24:22 -0600<img alt="" src="/img/%7Ewww.bolanderianni.com/Charles%20Cave%20$500%20winner.jpg" style="width: 350px; height: 250px; vertical-align: text-bottom;" /><br /> Pictured Left to Right, Becky Bolander, Charles Cave, Bill Bolander<br /> <br /> We were happy to give $500 of cold hard cash to Charles Cave of Indianapolis.&nbsp; Charles was the winner of our customer referral contest for 2010.&nbsp; We have decided to run it again for 2011.&nbsp; The way it works is if you as a customer refer us someone for a quote you automatically get a $5 gift card from Gas America and get entered into a pot for a monthly drawing for a $25 card.<br /> At the end of the year we draw from everyone who is referred us someone and that lucky person wins $500 of cold hard cash.<br /> You can click on the referral link for all the details.urn:uuid:961b35ac-71a8-451d-b1ba-d9fd7b1ada4bI think I have finally got our new website up and running.&nbsp; You can access it by going to www.bolanderianni.com.&nbsp; Take a look around and let me know what you think.&nbsp; In the lower left hand corner is an icon that says protect you better...Tue, 30 Nov 2010 14:57:20 -0600I think I have finally got our new website up and running.&nbsp; You can access it by going to www.bolanderianni.com.&nbsp; Take a look around and let me know what you think.&nbsp; In the lower left hand corner is an icon that says protect you better.&nbsp; Click on it and take the survey and or get one or more of the free reports that are listed at the bottom.&nbsp; Hope everyone had a great thanksgivingurn:uuid:1479f5c4-fc2b-4e1f-87bf-0d72bb48a3dcIf you receive our newsletter, you definitely will want to see the Fall issue as I do an in depth article on why you should have a personal umbrella policy.&nbsp; In the old days if you caused more damage than what you had insurance to cover i.e. you...Mon, 08 Nov 2010 16:26:41 -0600If you receive our newsletter, you definitely will want to see the Fall issue as I do an in depth article on why you should have a personal umbrella policy.&nbsp; In the old days if you caused more damage than what you had insurance to cover i.e. you cause a school bus to wreck, after they got your insurance money it was pretty well over.&nbsp; Now more and more insurance companies and attorneys are running credit and financial checks on people, to see if there is some savings or relatively easy money to get.&nbsp; In one Florida case a retiree had to fork over $40,000 to cover the balance of a liability loss because he had inadequate insurance.&nbsp; Just food for thought.urn:uuid:6498f5e6-b597-4001-a6fa-c061adca115cA lot of people ask me if they should buy the rental insurance, the rental car companies offer. That's a hard question because there are so many differences in coverage. I wrote an article in a previous newsletter about this. If you email me at bb...Mon, 01 Nov 2010 18:24:23 -0500A lot of people ask me if they should buy the rental insurance, the rental car companies offer. That's a hard question because there are so many differences in coverage. I wrote an article in a previous newsletter about this. If you email me at bbolander@bolanderianni.com, I'll send you a copy. Or just pick up the phone and call. 317-897-7561